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RBI Cuts Repo Rates; Banks Offer Lower EMIs

Providing relief to home loan, several banks cut-down the rate of interest on home loan as well as The Reserve Bank decreased the Repo Rate (overnight interest rates that commercial banks pay to the Reserve Bank of India for borrowing money) by 50 basis point (0.5%). In the recent past, many banks have the higher rate of interest which now come-down between 0.15 to 0.20%, which will automatically mean lower EMIs.

BANK NEW INTEREST RATE OLD INTEREST RATE CHANGES
Allahabad bank 10.5 10.75 0.25
Bank Of Baroda 10.5 10.75 0.25
Central Bank Of India 10.5 10.75 0.25
Corporation Bank 10.5 10.65 0.15
Federal Bank 10.45 10.65 0.2
ICICI 9.75 10 0.25
IDBI 10.5 10.75 0.25
Kotak Bank 9.75 10.75 0.25
Punjab National Bank 10.5 10.75 0.25
Syndicate Bank 10.5 10.75 0.25
Uco Bank 10.5 10.75 0.25
Union Bank Of India 10.5 10.65 0.15
United Bank Of India 10.45 10.6 0.15
Vijaya Bank 10.45 10.65 0.2
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