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RBI Cuts Repo Rates; Banks Offer Lower EMIs

Providing relief to home loan, several banks cut-down the rate of interest on home loan as well as The Reserve Bank decreased the Repo Rate (overnight interest rates that commercial banks pay to the Reserve Bank of India for borrowing money) by 50 basis point (0.5%). In the recent past, many banks have the higher rate of interest which now come-down between 0.15 to 0.20%, which will automatically mean lower EMIs.

BANK NEW INTEREST RATE OLD INTEREST RATE CHANGES
Allahabad bank 8.50 10.50 2.00
Bank Of Baroda 8.50 10.25 1.75
Central Bank Of India 8.50 10.25 1.75
Corporation Bank 8.95 10.50 1.55
Federal Bank 9.05 10.45 1.40
ICICI 8.70 9.75 1.05
IDBI 8.60 10.50 1.90
Kotak Bank 8.65 9.75 1.10
Punjab National Bank 8.70 10.50 1.80
Syndicate Bank 9.75 10.50 0.75
Uco Bank 8.55 9.75 1.20
Union Bank Of India 8.65 10.50 1.85
United Bank Of India 8.60 10.45 1.85
Vijaya Bank 8.55 10.45 1.90
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